If you ask people why they ride a motorcycle, most will say for the fun. Other top responses are to relax, to unwind, and to escape the rest of the world. It is an exhilarating experience, and most of us wouldn’t trade it for anything else. But when we ride, if we truly want to be free of the worry and stress of the daily grind, doesn’t it makes sense to take appropriate steps to be prepared?
Peace of mind comes when we have our ducks in line and we can ride without worry. One of those ducks is insurance. There are state required minimums, but it’s best to buy above those numbers, because we have seen too many riders hurt and then face medical bills they can’t afford. Motorcycle riders in Florida must have bodily injury coverage of at least $15,000 per person and $30,000 per accident, and property damage coverage of $5,000 (15/30/5).
We know that most motorcycle accidents are a passenger vehicle (car or truck) vs. the motorcycle and we know that most of those are fault of the car or truck driver. Most often they just don’t see the motorcycle, often because they aren’t looking or they are distracted. The minimum requirements for bodily injury is usually not enough to cover injuries from an accident and if the other driver has no insurance, you might be buried by the bills. We always urge motorcyclists to get as much insurance as you can afford, and from a good company.
ValuePenguin.com rates motorcycle insurance companies – click here – and most of the well-known companies are listed. Compare rates, ask friends about their experiences, and then buy what you can afford.
You have your insurance so you’re ready to ride with no worries, right? Maybe. How’s your gear? Riding with the right gear can save a motorcyclist from serious injuries or worse, so once again get the best you can afford.
Florida Motorcycle Training
Did you also know that people who receive regular training are far less likely to be involved in an accident. And don’t say “you can’t teach this old dog new tricks” because according to the Insurance Institute for Highway Safety the fastest growing age group for motorcycle accident injuries is over 50 year of age.
We want everyone’s motorcycle experience to be worry-free and we remind everyone to never, ever ride when under the influence of drugs or alcohol. Call us and ask about some of our programs designed to keep you safe.